Financial education as an element for financial management in social enterprises in Acatzingo, Puebla

Currently, the lack of financial education in social entrepreneurs can be a serious problem, because the absence of financial knowledge does not allow them to make assertive decisions and these negatively affect their business, when making risky investments, whether to get into debt or not. having an adequate financial plan, which also leads to problems such as lack of liquidity, non-payment of debts and even business bankruptcy. Therefore, for this research work, the objective is to analyze the level of financial education in social entrepreneurs in the personal and organizational sphere of Acatzingo, Puebla and, with this, identify what is the reality of financial culture that allows for better performance within of the companies. The methodology used was quantitative, since a survey with 5 dimensions and 21 items was applied, initially applied to 30 social entrepreneurs from the municipality of Acatzingo. As the main results, it was found that the majority of social entrepreneurs in Acatzingo do know the concepts and elements of budgeting, savings, credit and investment, although there is a significant number of entrepreneurs who know them, but do not apply them, which represents a important area of opportunity to improve both personal and organizational financial management. The need to propose the creation of some strategies that allow specific training in terms of the acquisition of financial skills and the use of some tools is concluded, with the purpose that they can be applied appropriately within social enterprises and this allows its growth and development, taking the financial aspect as the basis for appropriate decision making and the achievement of organizational objectives.